UPI Gateway.dev
upigateway.dev0% Fee UPI Payment Gateway API & Instant Direct Bank Settlement
What is UPI Gateway.dev & How Does It Work?
UPI Gateway.dev eliminates predatory 2-3% merchant gateway fees and multi-day settlement holds. Engineered for Indian developers, startups, and e-commerce stores, it dynamically routes payments from Google Pay, PhonePe, Paytm, and BHIM directly into the merchant's primary bank account with instant automated webhook verification.
Key Features & Capabilities
0% Transaction Fee (Zero MDR)
FintechSave thousands every month by bypassing standard 2-3% gateway deductions.
0-Second Direct Bank Settlement
InstantFunds settle directly into your primary bank account the second the customer scans and pays.
Dynamic Amount-Locked UPI QR
APIGenerates custom QR codes and deep links with exact pre-filled order amounts to prevent payment errors.
Universal App Support
CoverageFully compatible with Google Pay, PhonePe, Paytm, BHIM UPI, Amazon Pay, CRED, and banking apps.
Real-Time Server Webhooks
SecurityReceive instant server-to-server transaction status callbacks with cryptographic token verification.
Plug-and-Play PHP & WooCommerce SDK
DeveloperReady-to-use drop-in code for PHP websites, WordPress/WooCommerce, Python, and Node.js.
Generates a dynamic UPI checkout URL and payment QR code.
{
"user_token": "sk_live_merchant_token",
"amount": "149",
"order_id": "ORDER_92812",
"customer_mobile": "9876543210",
"redirect_url": "https://yourwebsite.com/payment-callback",
"remark1": "Pro SaaS Subscription"
}{
"status": true,
"msg": "Order Created Successfully",
"order_id": "ORDER_92812",
"payment_url": "https://upigateway.dev/pay/ORDER_92812",
"upi_qr_url": "https://upigateway.dev/qr/ORDER_92812.png"
}Architecture & Tech Stack
Live Destination
Access the official live production web application deployed on high-speed cloud infrastructure.
Visit upigateway.devFrequently Asked Questions
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